Auto · San Diego
If you caused a serious accident tomorrow, would your auto policy cover it?
Most drivers only learn their limits after a crash. Let's check yours now, for free, in your language.
- In English, Spanish or Portuguese
- Life, home, auto and business in one conversation
- A written gap analysis you keep
- No pressure. You decide.
Licensed insurance agent · CA License #4531284 · San Diego
Three gaps I see on auto policies
Low liability limits
Many drivers carry close to the state minimum. A serious accident can cost far more, and the difference can come from your savings.
No protection from uninsured drivers
If someone without enough insurance hits you, uninsured and underinsured motorist coverage is what pays for your injuries.
Using your car for work
Driving for a business, deliveries or rideshare can fall outside a personal auto policy. It's worth checking how you use your car.
How the review works
- 01
Tell me what you have
A 2-minute form or a quick call. Have your current policy handy if you can.
- 02
Free review, in your language
45 minutes, in English, Spanish or Portuguese. We go through what you own and what could go wrong.
- 03
Your written gap analysis
You get it in writing, with clear options. You decide. No pressure, whether you buy or not.
- 04
Covered, and checked every year
Once your coverage is in place, we review it every year as your life changes.
I'm Gustavo Gois. I review every policy line by line, the way an engineer reads a plan set, in English, Spanish or Portuguese.
Questions people ask
Can you help if I have tickets or an accident on my record?
Yes. I've worked with every kind of driving record. We'll look at your real options together.
Will a review change my current policy?
No. Nothing changes unless you decide it should.
Can we review home and auto together?
Yes. In the same review we can look at everything you have.