Life · San Diego
If something happened to you tomorrow, would your family keep the house?
Life insurance is the one policy your family uses without you. Let's make sure yours is the right size, for free, in your language.
- In English, Spanish or Portuguese
- Life, home, auto and business in one conversation
- A written gap analysis you keep
- No pressure. You decide.
Licensed insurance agent · CA License #4531284 · San Diego
Three gaps I see in life coverage
Coverage only through work
Group life from an employer usually ends when the job does, and it's often only a small multiple of your salary.
An amount that doesn't fit your life
Your coverage should reflect your income, your mortgage and the years your family would need support, not a round number picked years ago.
Beneficiaries that are out of date
A marriage, a divorce, a new baby or a new business can change who should receive the money. Many people never update it.
How the review works
- 01
Tell me what you have
A 2-minute form or a quick call. Have your current policy handy if you can.
- 02
Free review, in your language
45 minutes, in English, Spanish or Portuguese. We go through what you own and what could go wrong.
- 03
Your written gap analysis
You get it in writing, with clear options. You decide. No pressure, whether you buy or not.
- 04
Covered, and checked every year
Once your coverage is in place, we review it every year as your life changes.
I'm Gustavo Gois. I review every policy line by line, the way an engineer reads a plan set, in English, Spanish or Portuguese.
Questions people ask
I have life insurance through work. Is that enough?
Sometimes. We compare it with your income, your debts and how long your family would need support, and check what happens if you change jobs.
Term or permanent life insurance?
It depends on what you need the coverage to do and for how long. In the review I explain both in plain language, and you decide.
Can we review life with home and auto?
Yes. In the same review we can look at everything you have.